
	My Finances were a mess, I needed help. After reading "Broke on Payday" I can now manage my finances and am now saving for a real vacation. Thanks Carol, Toronto


	I have a small business and was doing ok, but the money was going out faster than it came in. I heard about "Zero Balance Financial" and called them. Delight came to see me and put a plan in place. She restructured my entire operation and got us business financing... Thanks Zero Balance. Mario, Toronto, ON

Is your mortgage in arrears?
Are you behind in your rent?
Are you juggling monthly payments?
Are you being sued?
Are bill collectors calling you?
Need a car but have bad credit?
Have you cashed in your investments?
Do you owe Revenue Canada?
Do you need small business financing?

ENTER BROKE ON PAYDAY


	My student loans were growing and I was worried that I would be paying for them for many years after graduating. I read the book "In School and In Debt" and now I have control over my student loans. Thanks Jeff, Toronto


	Zero Balance Financial is a great company to work with. They truly understand the Canadian credit and financial industry and you get results. I tell everyone I now who is looking to do something money wise, even if they have good credit. It costs you nothing to check them out for yourself. I guarantee that you will have a good experience and be better off financially. James, Hamilton, ON

Business Financing

Small business owners are always cash strapped. Business Financing coupled with a Restructure of your Accounts Receivables and Accounts Payables, in addition to a Business Operation Makeover can be your solution(s) to corporate success.

Most small business are sole proprietorships. Many have tax issues or haven't filed taxes in a while. We at Zero Balance Financial understand these issues and our tasks are to get you sorted out completely. We offer a variety of products for small business including tax preparation and negotiations with Canada Revenue on money owing to them from Income Tax, Source Deductions, GST, PST and WSIB. More...

Seminars are essential for anyone who have questions or issues about credit. Zero Balance Financial offers both Consumer or Personal Seminars as well as Commercial or Corporate Seminars for sole proprietors and corporations... More...