Testimonials 
My Finances were a mess. I needed help.
After reading Broke on Payday.
I can now manage my finances and am now saving for a real vacations.
Thanks
Carol, Toronto
A friend referred me to Delight. I was not sure she could help because my situation was so bad and my account very old. I owed the Ministry of Finance lots of money on a business loan that was more than 10 years old. Of course we all know Government debts don't go away. Delight came through for me. She negotiated a settlement with the Collection Agency and the Ministry that worked out to 22 cents on the dollar for me to pay. I was shocked at the amount of the offer they accepted. I am grateful to Delight for all her hard work. She assured me they will accept the offer and they did. My credit has been restored and she has worked on my score taking me from a 610 to a 754. Thanks Dee.
Daniel, Vancouver, BC
Delight is a great personality with incredible character and integrity. She makes you feel very comfortable and works very hard for her clients. In 2003 she saved my home. I was in arrears with my taxes and was given a final notice by the city to pay or else. I went to my bank and they couldn't help. I called Zero Balance Financial and Delight came through for me in no time. Not only was I able to pay my back taxes and keep my home, but I cleaned up my credit and got new credit at interest rates I never had before. I highly recommend them!
Loretta, Mississauga, ON
I have a small business and was doing ok, but the money was going out faster than it came in. I heard about Zero Balance Financial and called them. Delight came to see me and put a plan in place. She restructured my entire operation and got us business financing. My company no longer relies on me. We are operating with business lines of credit and business visas. Last year we turned a corporate profit for the first time in six years. Thanks Zero Balance.
Mario, Toronto, ON
Zero Balance Financial is a great company to work with. They truly understand the Canadian credit and financial industry and you get results. I tell everyone I know who is looking to do something money wise, even if they have good credit. It costs you nothing to check them out for yourself. I guarantee that you will have a good experience and be better financially.
James, Hamilton, ON
