FORECLOSURES 
If you have been unable to make your mortgage payment for the past few months, regardless of the reason
CONTACT US NOW! Don't wait for the bank or trust company to start proceedings to assume their collateral which is your home. We can work with any creditor to resolve the issues. Don't spend lots of money on legal fees and don't ignore the situation.
Did you know you are allowed to miss one (1) mortgage payment per year without it affecting you? It is called a mortgage deferral. Call your mortgage company and request one if you think you will likely not make a full mortgage payment. You must be current to take advantage of a deferral. You may also pay the interest only amount on your mortgage without penalty. Know your breakdown of interest and principal. The mortgage company cannot decline your request as long as your mortgage is not already in arrears.
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