Broke on PaydayTM
Calculate your debt-to-income ratio
Our debt-to-income calculator will measure what you owe against your income. Use the form below to get a rough idea of your debt-to-income ratio to see if it is higher than your income can manage.
IF Your debt-to-income ratio is:
35% or less: This is a healthy debt load to carry for most people.
36%-42%: It's time to start paying close attention to your debt before problems arise.
43%-49%: Take immediate action as financial difficulties are probably imminent.
50% or more: Get professional help to aggressively reduce debt
Disclaimer: The projections generated by this financial calculator are only estimates. The resulting information provided herein is only intended for informational purposes. This calculator not guaranteed to be 100% accurate and should not be relied upon to make a financial decision.
